![Amna Puri-Mirza](https://cdn.statcdn.com/static/../CMS/contactperson/ERI1070_1623059796.png)
Cost-to-income ratio of banking sector in Oman H1 2021, by bank
In the first half of 2021, HSBC Bank had the highest cost-to-income ratio (CIR) in Oman at 80.6 percent. The CIR evaluates the profitability of a bank. A lower CIR reflects more profitability, whereas a higher CIR indicates that the operating expenses of a bank are too high.